Title insurance is a contract which indemnifies against loss arising through defect in the title to real property. If the title is insurable, the title company will guarantee against loss due to any defects in title not specifically set forth in the policy, and pay all expenses in defense of any lawsuit which attacks the title as insured within the terms of the policy.
Owner's Policy- To protect against the many possibilities of loss due to title defects, a buyer of real property should purchase an owner's policy.
Lender's Policy- Nearly all residential mortgages originated today are sold to investors, and the mortgage will likely require a lender's policy to protect only the lender.
There may be defects in title which an examination may not disclose. A title policy protects against all of these hidden risks, and more...
We recognize that your home is one of your most valued assets. We are, therefore, committed to provide you with the security of a protected investment.